Children of all abilities and needs should have room to play and explore their world. In fact, play is so important for a child’s development that the United Nations declared play is a human right for children. Making your home a place where a child with special needs can be active takes more than a look around. You’ll want to brainstorm ways the outside can be an inclusive sanctuary for children of all abilities, too.

Don’t assume you can’t get a life insurance policy because you have a disability. It’s true that a disability can make it harder to get approved for life insurance, and it may also cost more. However, even with these barriers, life insurance is worthwhile for people with disabilities.